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Learning About Legal Jargon

Hello, my name is Solomon Rew. I would like to use this site to talk about legal terms and definitions. The legal world is filled with jargon that can confuse and frighten the average person. The information I share should help people who are facing a civil or criminal case in court. When I ended up in court to fight for compensation for my injuries, I was disturbed to hear all of the jargon flying around the room. I did not understand much of those proceedings until I asked my lawyer to explain. At the next visit to the courtroom, I was prepared since I spent time studying legal terms. My site will help people prepare for court appearances of all kinds. Please visit often to learn and memorize the meaning behind legal jargon.

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4 Reasons to File a Workers' Compensation Claim Even When Your Employer's Insurance Is Paying the Medical Bills

10 May 2017
 Categories: Law, Blog

If you have been injured on the job, you are probably wondering why you should bother with filing a workers' compensation claim if you already have insurance coverage that is covering the medical expenses for your injuries. Here are four reasons why it's so important not to overlook this:

  1. Access to Lifetime Coverage: If you leave or lose your job, you are going to lose the insurance coverage that comes with it. This means that any long-term problems that were a result of the injury you suffered at work will no longer be covered. It's important to file a workers' compensation claim to guarantee that this will not be the case and to ensure that coverage continues even into retirement. 
  2. Coverage for Things Outside of Insurance Coverage: There is a chance that you will need certain coverages that do not come with your insurance. For example, if you have an existing scar that you want covered, this is a cosmetic procedure that is likely not going to be covered by your health insurance. When you file a workers' compensation claim, you can fight to receive compensation for this type of cosmetic procedure. 
  3. Compensation if Injury Makes You Unable to Return: If your injury makes you unable to return to work, then you are going to want compensation. You won't receive any type of coverage through your employer because you will no longer be working for them. You also receive compensation for the amount of time you have to miss from work while going through rehab. This way, you and your family do not lose out on your weekly income. 
  4. Compensation for Denied Coverage: There may be certain things that you believe to be covered, only to discover that your employer's insurance has denied the coverage. When you file a workers' compensation claim, you can receive compensation for this denied coverage so that you do not have to pay out-of-pocket fees. Relying on your insurance through your employer will not grant you this benefit. 

When you know these four reasons to file a workers' compensation claim (instead of solely relying on the insurance coverage through your employer), you can be sure that you are not paying whatsoever for the injury that occurred while on the job. Be sure to hire a workers' compensation lawyer to help you fight for the compensation that you believe you need due to the lack of help from the insurance. 

If you're interested in learning more, visit a site like http://hardeeandhardee.com/.